House With Nice Lawn

Does Your Lawn Care Professional Have Insurance?

Once you’ve made the decision to have your lawn mowing done by a lawn care professional you will want to make sure that they have insurance.

Insurance is there to protect both you as the homeowner and the person or company taking care of your lawn care.

Examples for insurance:

  1. Windows are typically in an area where they can be hit with projectiles such as rocks or small sticks. Especially basement windows at ground level. Should one of the windows get broken insurance would cover it.
  2. Neighbors property is another area that people don’t think about when they hire a lawn care professional. What would happen if their fence, windows or other objects in their yard were damaged by the company that you hired? Guess who your neighbor will want to pay for the damages?

The unfortunate reality for lawn care companies in Dewitt NY

Anyone that runs a business in New York knows that there are a lot of costs and insurance is one of them.

This is why you might find smaller lawn care companies coming in at much lower prices than some of their competitors.

They find the cost of insurance too much so they go without it.

But if something goes wrong and damage occurs who is going to pay for it?

Responsibility of you the homeowner

As a homeowner its your responsibility to make sure that any company you hire to mow your lawn, do clean ups or tree work has insurance.

It may be tempting to hire someone at a low cost but in the end it may actually end up costing you more money than what was saved.

So when choosing a lawn care service don’t be afraid to ask for proof of insurance to make sure everyone involved is protected.

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